%%%vertyp_110%%% - Retail Lending in France

Datamonitor's Retail Lending in France industry profile is an essential resource for top-level data and analysis covering the Retail Lending industry. It includes data on market size and segmentation, plus textual and graphical analysis of the key trends and competitive landscape, leading companies and demographic information.

Scope

* Contains an executive summary and data on value, volume and/or segmentation

* Provides textual analysis of Retail Lending in France’s recent performance and future prospects

* Incorporates in-depth five forces competitive environment analysis and scorecards

* Includes a five-year forecast of Retail Lending in France

* The leading companies are profiled with supporting key financial metrics

* Supported by the key macroeconomic and demographic data affecting the market

Highlights

* Detailed information is included on market size, measured by value and/or volume

* Five forces scorecards provide an accessible yet in depth view of the market’s competitive landscape

Why you should buy this report

* Spot future trends and developments

* Inform your business decisions

* Add weight to presentations and marketing materials

* Save time carrying out entry-level research

Market Definition

This retail lending market profile covers the mortgage and consumer credit market. The market value reflects mortgage and consumer credit balances outstanding at the end of the year. All currency conversions within this report have been calculated using constant 2009 annual average exchange rates.

For the purposes of this report, Europe consists of Western Europe and Eastern Europe.

Western Europe comprises Belgium, Denmark, France, Germany, Italy, the Netherlands, Norway, Spain, Sweden, and the United Kingdom.

Eastern Europe comprises the Czech Republic, Hungary, Poland, Romania, Russia, and Ukraine.

TABLE OF CONTENTS

EXECUTIVE SUMMARY 2

MARKET OVERVIEW 7

Market definition 7

Research highlights 8

Market analysis 9

MARKET VALUE 10

MARKET SEGMENTATION I 11

MARKET SEGMENTATION II 12

FIVE FORCES ANALYSIS 13

Summary 13

Buyer power 14

Supplier power 15

New entrants 16

Substitutes 17

Rivalry 18

LEADING COMPANIES 19

BNP Paribas Group 19

Groupe Caisse d'Epargne 23

Credit Agricole, S.A. 26

Société Générale 31

MARKET FORECASTS 35

Market value forecast 35

MACROECONOMIC INDICATORS 36

APPENDIX 38

Methodology 38

Industry associations 39

Related Datamonitor research 39

Disclaimer 40

ABOUT DATAMONITOR 41

Premium Reports 41

Summary Reports 41

Datamonitor consulting 41



LIST OF TABLES

Table 1: France retail lending market value: $ billion, 2005—09 10

Table 2: France retail lending market segmentation I:% share, by value, 2009 11

Table 3: France retail lending market segmentation II: % share, by value, 2009 12

Table 4: BNP Paribas Group: key facts 19

Table 5: BNP Paribas Group: key financials ($) 21

Table 6: BNP Paribas Group: key financials (€) 21

Table 7: BNP Paribas Group: key financial ratios 21

Table 8: Groupe Caisse d'Epargne: key facts 23

Table 9: Groupe Caisse d'Epargne: key financials ($) 24

Table 10: Groupe Caisse d'Epargne: key financials (€) 24

Table 11: Groupe Caisse d'Epargne: key financial ratios 24

Table 12: Credit Agricole, S.A.: key facts 26

Table 13: Credit Agricole, S.A.: key financials ($) 29

Table 14: Credit Agricole, S.A.: key financials (€) 29

Table 15: Credit Agricole, S.A.: key financial ratios 29

Table 16: Société Générale: key facts 31

Table 17: Société Générale: key financials ($) 32

Table 18: Société Générale: key financials (€) 33

Table 19: Société Générale: key financial ratios 33

Table 20: France retail lending market value forecast: $ billion, 2009—14 35

Table 21: France size of population (million), 2005—09 36

Table 22: France GDP (constant 2000 prices, $ billion), 2005—09 36

Table 23: France GDP (current prices, $ billion), 2005—09 36

Table 24: France inflation, 2005—09 37

Table 25: France consumer price index (absolute), 2005—09 37

Table 26: France exchange rate, 2005—09 37



LIST OF FIGURES

Figure 1: France retail lending market value: $ billion, 2005—09 10

Figure 2: France retail lending market segmentation I:% share, by value, 2009 11

Figure 3: France retail lending market segmentation II: % share, by value, 2009 12

Figure 4: Forces driving competition in the retail lending market in France, 2009 13

Figure 5: Drivers of buyer power in the retail lending market in France, 2009 14

Figure 6: Drivers of supplier power in the retail lending market in France, 2009 15

Figure 7: Factors influencing the likelihood of new entrants in the retail lending market in France, 2009 16

Figure 8: Factors influencing the threat of substitutes in the retail lending market in France, 2009 17

Figure 9: Drivers of degree of rivalry in the retail lending market in France, 2009 18

Figure 10: BNP Paribas Group: revenues & profitability 22

Figure 11: BNP Paribas Group: assets & liabilities 22

Figure 12: Groupe Caisse d'Epargne: revenues & profitability 25

Figure 13: Groupe Caisse d'Epargne: assets & liabilities 25

Figure 14: Credit Agricole, S.A.: revenues & profitability 30

Figure 15: Credit Agricole, S.A.: assets & liabilities 30

Figure 16: Société Générale: revenues & profitability 34

Figure 17: Société Générale: assets & liabilities 34

Figure 18: France retail lending market value forecast: $ billion, 2009—14 35

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