Marktanalyse - Consumer Credit in Norway

The stable state of the Norwegian economy influenced consumer credit positively in 2011. Greater acceptance of credit was seen, as consumer confidence in the future of the Norwegian economy grew in line with positive economic developments. According to data from SSB, which is the national statistic bureau, the level of savings activity was not as high in 2011 as it was in the years immediately following the onset of the global financial crisis.

Euromonitor International's Consumer Credit in Norway report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Consumer Credit market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.

Euromonitor International has over 40 years' experience of publishing market research reports, business reference books and online information systems. With offices in London, Chicago, Singapore, Shanghai, Vilnius, Dubai, Cape Town, Santiago, Sydney, Tokyo and Bangalore and a network of over 800 analysts worldwide, Euromonitor International has a unique capability to develop reliable information resources to help drive informed strategic planning.

CONSUMER CREDIT IN NORWAY

Euromonitor International

April 2012



LIST OF CONTENTS AND TABLES



Headlines

Trends

Competitive Landscape

Prospects

Category Data

Table 1 Consumer Credit By Category: Outstanding Balance: Value 2006-2011

Table 2 Consumer Credit By Category: Outstanding Balance: % Value Growth 2006-2011

Table 3 Consumer Credit By Category: Gross Lending: Value 2006-2011

Table 4 Consumer Credit By Category: Gross Lending: % Value Growth 2006-2011

Table 5 Forecast Consumer Credit By Category: Outstanding Balance: Value 2011-2016

Table 6 Forecast Consumer Credit By Category: Outstanding Balance: % Value Growth 2011-2016

Table 7 Forecast Consumer Credit By Category: Gross Lending: Value 2011-2016

Table 8 Forecast Consumer Credit By Category: Gross Lending: % Value Growth 2011-2016

Executive Summary

Lending Continues To Grow

Further Increases in Key Policy Rate Expected

Intense Competition for Borrowers

Tightening of Bank Regulations Will Not Be Painful for Norway

High and Rising Indebtedness of Norwegian Households

Key Trends and Developments

Lasting Economic Situation Drives Consumer Lending in Norway Up

Short Term Uncertainty Surrounding Interest Rates

Continued Rise in House Prices Influences Mortgages Perspectives

Auto Lending Witnesses Growth, Partly in Loans for Used-car Purchases

New Regulations Are Underway

Market Data

Table 9 Consumer Lending By Category: Outstanding Balance: Value 2006-2011

Table 10 Consumer Lending By Category: Outstanding Balance: % Value Growth 2006-2011

Table 11 Consumer Lending By Category: Gross Lending: Value 2006-2011

Table 12 Consumer Lending By Category: Gross Lending: % Value Growth 2006-2011

Table 13 Consumer Lending: Non-performing Loans 2006-2011

Table 14 Mortgages/Housing: Non-performing Loans 2006-2011

Table 15 Consumer Credit: Non-performing Loans 2006-2011

Table 16 Card Lending: Non-performing Loans 2006-2011

Table 17 Forecast Consumer Lending By Category: Outstanding Balance: Value 2011-2016

Table 18 Forecast Consumer Lending By Category: Outstanding Balance: % Value Growth 2011-2016

Table 19 Forecast Consumer Lending By Category: Gross Lending: Value 2011-2016

Table 20 Forecast Consumer Lending By Category: Gross Lending: % Value Growth 2011-2016

Definitions

Sources

Summary 1 Research Sources

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• Consumer Lending in Saudi Arabia
• Consumer Lending in Thailand
• Consumer Lending in the United Arab Emirates
• Consumer Lending in Denmark
• Consumer Lending in Malaysia
• Consumer Lending in Norway
• Consumer Lending in the US
• Consumer Lending in Indonesia
• Consumer Lending in Morocco
• Consumer Lending in Portugal
• Consumer Lending in Romania
• Consumer Lending in Russia
• Consumer Lending in Spain
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