Drucken
Marktanalyse - Consumer Automotive Financial Services in Indonesia
Finaccord
2 / 2012
47 Seiten
| Typ: | Marktanalyse |
| Sprache: | Englisch |
| Regionen: | Indonesien |
| Verfügbarkeit: | verfügbar |
Bitte wählen Sie ein Lieferformat und klicken Sie unten auf einen Bestellbutton:
Marktanalyse - 'Consumer Automotive Financial Services in Indonesia'
Consumer Automotive Financial Services in Indonesia investigates the market for automotive financial services linked to sales of new and used passenger cars in Indonesia. In addition to analysing the market for finance and leasing services, the study also covers creditor insurance, motor insurance and road assistance, and demonstrates the extent to which a market exists for extended warranties and GAP insurance. Using survey results for average take-up rates for finance and leasing propositions at the point of sale, data for the size and growth of the automotive finance and leasing market for consumers in Indonesia is provided in terms of gross advances and assets leased for 2007 to 2011 with splits between finance for new and used cars and between finance organised through dealerships at the point of sale and directly with banks or other lending institutions. Moreover, also by means of data for average take-up rates, the markets for creditor insurance, motor insurance, road assistance, extended warranties and GAP insurance are sized in terms of gross written premiums and other revenues sold through the automotive trade (i.e. via dealers and manufacturers) in 2011. These are broken down between new and used cars and between new contracts sold during 2011 and in-force business sold in previous years but still being renewed in 2011. The report draws on a survey of over 60 leading car dealerships as well as an analysis of the approach to consumer automotive financial services of over 20 automotive brands in Indonesia. The PartnerBASE™ database that accompanies the report details each of the marketing initiatives for consumer automotive financial services traced by Finaccord for both dealers and manufacturers. Together, the report and database will provide you with the definitive guide to current and future opportunities in consumer automotive financial services in Indonesia.
Consumer Automotive Financial Services in Indonesia investigates the market for automotive financial services linked to sales of new and used passenger cars in Indonesia. In addition to analysing the market for finance and leasing services, the study also covers creditor insurance, motor insurance and road assistance, and demonstrates the extent to which a market exists for extended warranties and GAP insurance. Using survey results for average take-up rates for finance and leasing propositions at the point of sale, data for the size and growth of the automotive finance and leasing market for consumers in Indonesia is provided in terms of gross advances and assets leased for 2007 to 2011 with splits between finance for new and used cars and between finance organised through dealerships at the point of sale and directly with banks or other lending institutions. Moreover, also by means of data for average take-up rates, the markets for creditor insurance, motor insurance, road assistance, extended warranties and GAP insurance are sized in terms of gross written premiums and other revenues sold through the automotive trade (i.e. via dealers and manufacturers) in 2011. These are broken down between new and used cars and between new contracts sold during 2011 and in-force business sold in previous years but still being renewed in 2011. The report draws on a survey of over 60 leading car dealerships as well as an analysis of the approach to consumer automotive financial services of over 20 automotive brands in Indonesia. The PartnerBASE™ database that accompanies the report details each of the marketing initiatives for consumer automotive financial services traced by Finaccord for both dealers and manufacturers. Together, the report and database will provide you with the definitive guide to current and future opportunities in consumer automotive financial services in Indonesia.
Inhaltsverzeichnis Marktanalyse 'Consumer Automotive Financial Services in Indonesia'
TABLE OF CONTENTS
0.0 EXECUTIVE SUMMARY .. 1
1.0 INTRODUCTION 3
What is this report about? .... 3
The focus of the report is on financial services related to the sale of passenger cars to individuals . 3
Rationale . 3
The provision of financial services is essential to support both car sales and profitability... .... 3
… with huge diversity in these services between countries and products…... 3
… which have yet to be explored in detail . 3
Methodology 4
Market data ... 2
Computation of market data is based on a complex set of assumptions and variables… . 2
…in order to provide market segmentations in unrivalled detail .. 2
Definitions .... 2
Finance and leasing products 2
Insurance, warranty and assistance products 3
Captive, internal and tied providers . 3
Abbreviations 4
PartnerBASE™ 4
Finaccord 4
2.0 MARKET ANALYSIS .. 6
Introduction .. 6
Passenger vehicle data .. 7
New car sales have displayed very strong growth in recent years... 7
...with used car sales only slightly behind .. 7
Japan-based manufacturer brands account for over 90% of new car registrations... .... 8
...with Toyota continuing to lead the passenger car market .... 8
Consumer automotive finance and leasing market 9
Market size and growth .... 9
Sales involving finance are less significant than cash sales... 9
...but have grown rapidly over the last few years ... 10
Types of finance and leasing product . 12
Hire purchase was the only type of finance found to be used in Indonesia .. 12
Consumer automotive insurance, warranty and assistance markets .... 13
Market sizes 13
Motor insurance makes up the overwhelming majority of the market . 13
Creditor insurance was found to be mandatory for certain finance products 14
Types of creditor insurance policy . 15
The majority of creditor insurance policies cover only life and permanent disability .... 15
Types of motor insurance policy .... 16
Comprehensive policies dominate the motor insurance market 16
Automotive dealer survey .. 17
Provision of consumer automotive financial services . 17
All dealers covered by the research offered finance and motor insurance... 17
…whilst none offered GAP insurance . 17
Number and nature of schemes .... 18
Dealers were found to work mainly with external partners ... 19
Consumer uptake of automotive financial services .... 20
Nearly all drivers in Indonesia take out road assistance through dealers… .. 20
...and a majority also acquire finance and motor insurance at the point of sale . 20
Competitor dynamics: dealer partnerships ... 22
Finance and leasing: all dealers offer finance to their customers ... 22
Creditor insurance: this is automatically bundled within a number of finance products .... 24
Motor insurance: most dealers had a large number of schemes in place 24
Extended warranties: only a couple of dealers offer extended warranties .... 26
Road assistance: dealers tend to offer road assistance directly themselves 26
Automotive manufacturer brand survey . 28
Provision of consumer automotive financial services . 28
Provision rates by manufacturer brands tend to be lower than for dealers ... 28
Competitor dynamics: manufacturer brand partnerships 30
Finance and leasing: several manufacturer brands in Indonesia use captive finance providers .... 30
Creditor insurance: around one fifth of manufacturer brands offer creditor insurance . 32
Motor insurance: Astra Buana accounts for nearly half of the weighted share of partnerships.. 34
GAP insurance: this product was only offered by one manufacturer brand .. 36
Extended warranties: only two manufacturer brands promote extended warranties in Indonesia .. 37
Road assistance: three out of four manufacturer brands used internal assistance providers .... 38
Tabellenverzeichnis Marktanalyse 'Consumer Automotive Financial Services in Indonesia'
LIST OF GRAPHICS / TABLES
0.0 EXECUTIVE SUMMARY .. 1
Key market data for consumer automotive financial services in Indonesia, 2011 .. 2
1.0 INTRODUCTION 3
Dealers contacted by Finaccord, segmented by manufacturer group affiliation 4
2.0 MARKET ANALYSIS .. 6
Passenger car parc and new / used passenger car sales in Indonesia, 2007 to 2011 .... 7
Passenger car parc and new / used passenger car sales in Indonesia, 2007 to 2011 (data) ... 8
New car registrations in Indonesia, segmented by manufacturer brand, 2010 . 9
New / used passenger car finance market in Indonesia, segmented by distribution channel: volumes, 2007 to 2011 ... 10
New / used passenger car finance market in Indonesia, segmented by distribution channel: values, 2007 to 2011 .. 11
New / used passenger car finance market in Indonesia, segmented by distribution channel: values and volumes, 2007 to 2011 (data) .. 12
% split between the different types of finance and leasing contract sold at the point of sale in Indonesia, 2011 . 13
Total revenues from consumer automotive insurance, warranty and assistance markets in Indonesia, 2011 . 14
Total revenues from consumer automotive insurance, warranty and assistance contracts in Indonesia, 2011 (data) 15
% split between the different types of creditor insurance policy sold at the point of sale in Indonesia, 2011 16
% split between the different types of motor insurance policy sold at the point of sale in Indonesia, 2011 .... 17
% of dealers in Indonesia offering each type of automotive financial service, 2011 . 18
Average number of tied and non-tied schemes offered by dealers in Indonesia for each type of automotive financial service, 2011 ... 19
Average number of tied and non-tied schemes offered by dealers in Indonesia for each type of automotive financial service, 2011 (data) ... 20
% of new and used car purchasers in Indonesia acquiring each type of automotive financial service at the point of sale, 2011 .... 21
Provision of finance and leasing by dealers in Indonesia, 2011: provision rate, product sources and provider share of non-tied partnerships . 23
Provision of motor insurance by dealers in Indonesia, 2011: provision rate, product sources and provider share of non-tied partnerships . 25
Provision of road assistance by dealers in Indonesia, 2011: provision rate, product sources and provider share of non-tied partnerships . 27
Comparison of the provision of each type of automotive financial service by manufacturer brands and dealers in Indonesia, 2011 .. 29
Provision of finance and leasing by manufacturer brands in Indonesia, 2011: provision rate, operating models and weighted provider share of partnerships .... 31
Provision of creditor insurance by manufacturer brands in Indonesia, 2011: provision rate, operating models and weighted provider share of partnerships .... 33
Provision of motor insurance by manufacturer brands in Indonesia, 2011: provision rate, operating models and weighted provider share of partnerships .. 35
Provision of GAP insurance by manufacturer brands in Indonesia, 2011: provision rate, operating models and weighted provider share of partnerships .. 36
Provision of extended warranties by manufacturer brands in Indonesia, 2011: provision rate, operating models and weighted provider share of partnerships .... 37
TABLE OF CONTENTS
0.0 EXECUTIVE SUMMARY .. 1
1.0 INTRODUCTION 3
What is this report about? .... 3
The focus of the report is on financial services related to the sale of passenger cars to individuals . 3
Rationale . 3
The provision of financial services is essential to support both car sales and profitability... .... 3
… with huge diversity in these services between countries and products…... 3
… which have yet to be explored in detail . 3
Methodology 4
Market data ... 2
Computation of market data is based on a complex set of assumptions and variables… . 2
…in order to provide market segmentations in unrivalled detail .. 2
Definitions .... 2
Finance and leasing products 2
Insurance, warranty and assistance products 3
Captive, internal and tied providers . 3
Abbreviations 4
PartnerBASE™ 4
Finaccord 4
2.0 MARKET ANALYSIS .. 6
Introduction .. 6
Passenger vehicle data .. 7
New car sales have displayed very strong growth in recent years... 7
...with used car sales only slightly behind .. 7
Japan-based manufacturer brands account for over 90% of new car registrations... .... 8
...with Toyota continuing to lead the passenger car market .... 8
Consumer automotive finance and leasing market 9
Market size and growth .... 9
Sales involving finance are less significant than cash sales... 9
...but have grown rapidly over the last few years ... 10
Types of finance and leasing product . 12
Hire purchase was the only type of finance found to be used in Indonesia .. 12
Consumer automotive insurance, warranty and assistance markets .... 13
Market sizes 13
Motor insurance makes up the overwhelming majority of the market . 13
Creditor insurance was found to be mandatory for certain finance products 14
Types of creditor insurance policy . 15
The majority of creditor insurance policies cover only life and permanent disability .... 15
Types of motor insurance policy .... 16
Comprehensive policies dominate the motor insurance market 16
Automotive dealer survey .. 17
Provision of consumer automotive financial services . 17
All dealers covered by the research offered finance and motor insurance... 17
…whilst none offered GAP insurance . 17
Number and nature of schemes .... 18
Dealers were found to work mainly with external partners ... 19
Consumer uptake of automotive financial services .... 20
Nearly all drivers in Indonesia take out road assistance through dealers… .. 20
...and a majority also acquire finance and motor insurance at the point of sale . 20
Competitor dynamics: dealer partnerships ... 22
Finance and leasing: all dealers offer finance to their customers ... 22
Creditor insurance: this is automatically bundled within a number of finance products .... 24
Motor insurance: most dealers had a large number of schemes in place 24
Extended warranties: only a couple of dealers offer extended warranties .... 26
Road assistance: dealers tend to offer road assistance directly themselves 26
Automotive manufacturer brand survey . 28
Provision of consumer automotive financial services . 28
Provision rates by manufacturer brands tend to be lower than for dealers ... 28
Competitor dynamics: manufacturer brand partnerships 30
Finance and leasing: several manufacturer brands in Indonesia use captive finance providers .... 30
Creditor insurance: around one fifth of manufacturer brands offer creditor insurance . 32
Motor insurance: Astra Buana accounts for nearly half of the weighted share of partnerships.. 34
GAP insurance: this product was only offered by one manufacturer brand .. 36
Extended warranties: only two manufacturer brands promote extended warranties in Indonesia .. 37
Road assistance: three out of four manufacturer brands used internal assistance providers .... 38
Tabellenverzeichnis Marktanalyse 'Consumer Automotive Financial Services in Indonesia'
LIST OF GRAPHICS / TABLES
0.0 EXECUTIVE SUMMARY .. 1
Key market data for consumer automotive financial services in Indonesia, 2011 .. 2
1.0 INTRODUCTION 3
Dealers contacted by Finaccord, segmented by manufacturer group affiliation 4
2.0 MARKET ANALYSIS .. 6
Passenger car parc and new / used passenger car sales in Indonesia, 2007 to 2011 .... 7
Passenger car parc and new / used passenger car sales in Indonesia, 2007 to 2011 (data) ... 8
New car registrations in Indonesia, segmented by manufacturer brand, 2010 . 9
New / used passenger car finance market in Indonesia, segmented by distribution channel: volumes, 2007 to 2011 ... 10
New / used passenger car finance market in Indonesia, segmented by distribution channel: values, 2007 to 2011 .. 11
New / used passenger car finance market in Indonesia, segmented by distribution channel: values and volumes, 2007 to 2011 (data) .. 12
% split between the different types of finance and leasing contract sold at the point of sale in Indonesia, 2011 . 13
Total revenues from consumer automotive insurance, warranty and assistance markets in Indonesia, 2011 . 14
Total revenues from consumer automotive insurance, warranty and assistance contracts in Indonesia, 2011 (data) 15
% split between the different types of creditor insurance policy sold at the point of sale in Indonesia, 2011 16
% split between the different types of motor insurance policy sold at the point of sale in Indonesia, 2011 .... 17
% of dealers in Indonesia offering each type of automotive financial service, 2011 . 18
Average number of tied and non-tied schemes offered by dealers in Indonesia for each type of automotive financial service, 2011 ... 19
Average number of tied and non-tied schemes offered by dealers in Indonesia for each type of automotive financial service, 2011 (data) ... 20
% of new and used car purchasers in Indonesia acquiring each type of automotive financial service at the point of sale, 2011 .... 21
Provision of finance and leasing by dealers in Indonesia, 2011: provision rate, product sources and provider share of non-tied partnerships . 23
Provision of motor insurance by dealers in Indonesia, 2011: provision rate, product sources and provider share of non-tied partnerships . 25
Provision of road assistance by dealers in Indonesia, 2011: provision rate, product sources and provider share of non-tied partnerships . 27
Comparison of the provision of each type of automotive financial service by manufacturer brands and dealers in Indonesia, 2011 .. 29
Provision of finance and leasing by manufacturer brands in Indonesia, 2011: provision rate, operating models and weighted provider share of partnerships .... 31
Provision of creditor insurance by manufacturer brands in Indonesia, 2011: provision rate, operating models and weighted provider share of partnerships .... 33
Provision of motor insurance by manufacturer brands in Indonesia, 2011: provision rate, operating models and weighted provider share of partnerships .. 35
Provision of GAP insurance by manufacturer brands in Indonesia, 2011: provision rate, operating models and weighted provider share of partnerships .. 36
Provision of extended warranties by manufacturer brands in Indonesia, 2011: provision rate, operating models and weighted provider share of partnerships .... 37
- Auto Finance 2013
- Consumer Automotive Financial Services in Australia
- Emerging Opportunities in the China Auto Loan Industry: Market Size, Strategies, Products, and Competitive Landscape: Market Profile
- Emerging Opportunities in the Russian Auto Loan Industry - Market Size, Strategies, Products, and Competitive Landscape: Market Profile
- Emerging Opportunities in the Indian Auto Loan Industry: Market Size, Strategies, Products, and Competitive Landscape: Market Profile
- Automotive Finance and Leasing for Consumers in Emerging Global Markets
- Extended Warranties for New and Used Cars in Emerging Global Markets
- Consumer Automotive Financial Services in Argentina
- Consumer Automotive Financial Services in Brazil
- Consumer Automotive Financial Services in China
- Consumer Automotive Financial Services in Emerging Global Markets
- Consumer Automotive Financial Services in India
- Consumer Automotive Financial Services in Mexico
- Consumer Automotive Financial Services in South Africa
- Consumer Automotive Financial Services in South Korea
- Consumer Automotive Financial Services in Taiwan
- Consumer Automotive Financial Services in Thailand
- Global Automotive Clubs: Affinity Marketing Opportunities for Financial Services Institutions and Other Organisations
- Global Automotive Retail
- Fleet Lessor Analysis Austria
*Alle Preise sind netto ausgewiesen. In Abhängigkeit von Ihrer Rechnungsanschrift ist hierauf noch USt. zu entrichten (Deutschland z.Z. 19%). Unser Angebot richtet sich ausschließlich an Unternehmen, Gewerbetreibende und Freiberufler.
Für Sie protokollierte Studien / Marktanalysen:
zuletzt angesehene Studien: